WHAT IS COMMERCIAL COMBINED INSURANCE?

A commercial combined insurance policy aims to cover for various liabilities such as public, product, employers’ liability, contents, business interruption, and more. Considering the multitude of risks that businesses face, we assist you in navigating the selection process for the appropriate cover needed to safeguard your business. Our dedicated team takes the necessary time to comprehensively grasp your business demands and requirements, ensuring that we provide the most suitable cover.

KEY FEATURES OF COMMERCIAL COMBINED INSURANCE

A commercial combined insurance policy offers a comprehensive solution tailored to your specific business needs, ensuring peace of mind with a wide range of covers consolidated under one policy. 

Our commercial combined insurance policy encompasses numerous covers, including, but not limited to:

  1. Public liability insurance: offers personal protection against legal costs arising from claims made by members of the public.
  2. Warehouse insurance: provides cover for theft or damage to stock stored within your premises.
  3. Employers’ liability insurance: a legal requirement for businesses with employees, whether on  full-time, part-time, or temporary contracts.
  4. Products liability insurance: particularly useful for distributors or manufacturers, this cover protects against loss, damage, or illness caused by your goods.
  5. Stock cover: safeguards your business by compensating for losses resulting from burglary or damage to your stock, especially beneficial for shops or warehouses.
  6. Business interruption insurance: offers financial protection in the event of business closure due to reasons such as flood or fire, compensating for loss of income.

WHAT ARE THE REASONS FOR SELECTING A COMMERCIAL COMBINED POLICY?

One compelling reason to consider a commercial combined policy is its ability to provide comprehensive cover under a single policy, streamlining the insurance process. While you do have the option to purchase multiple separate policies, opting for a combined insurance policy offers the advantage of saving you valuable time and alleviating stress by reducing the amount of documentation to review and payments to make throughout the year. By consolidating your business protection into one policy, you no longer need to keep track of various renewal dates for different insurance policies and providers. Moreover, our team at Reliant Risk Management insurance brokers offers the added convenience of easily modifying or adjusting specific aspects of your policy with a simple phone call, providing you with enhanced flexibility.

We can include the following areas of cover

Public Liability

Products Liability

Employer Liability

Contents

Fixtures & Fittings

Money

Goods in Transit

Business Interruption